My Skype account, which I rarely use, was hacked yesterday. The account was blocked by Skype as suspected unauthorised use, and the credit card information for automatic top-ups was out of date.
Whoever it was made a call for 7€ or so to Ghana. The account was then reduced to 0.15€, and the call apparently ended
Although the Skype chat person aknowledged that the account had indeed been hacked, Skype refused to credit me with the amount as per their terms and conditions 10.2 apparently - they refused to beleive me, although it is the first time in 10 years or so that I have ever made a claim. Make sense of that if you can! They also refused to put the remaining balance on another Skype account. I will not starve for the sake of 7€, and I told the online chat person that they could keep the 0.15€.
It's not worth time and effort to chase this (Microsoft relies on this to make more money) - so buyer - that's maybe you, beware! If you do business with Skype, you risk losing money at no fault of your own.
DO NOT USE SKYPE TOP-UPS! It could have cost me a lot more than 7€.